ATT

ATT (old credentials)

Advice on reducing cell phone spending

Currently our family phone bill is $263 per month, or $3156 per year. Overall, this plan is about as good as any available. How does the bill break down?

  • 85    Base plan fee
  • 80    20 each for four lines
  • 26    Insurance
  • 9      Insurance Support
  • 25    Buying Chris’s phone on installment plans ($750 total)
  • 38    Taxes and fees

Suggestions

  1. I suggest we stop paying for insurance and insurance support. There are a lot of articles online about how phone insurance is not a good idea. (https://www.cnet.com/how-to/should-you-get-month-to-month-phone-insurance/)  The insurance companies have a terrible reputation for denying claims because of technicalities, you have to pay $50-$200 every time you file a claim, and if they do replace your phone, they’ll give you an old, used phone. Besides the insurance, we’re paying $9 per month for insurance support. I can’t figure out what this buys us.
  2. I suggest we not buy phones in the future from ATT. It would be cheaper to buy them from Apple.
  3. It looks like we can get a $10/month discount by paying with autopay from a debit card. 

Attempting to transfter account from Drozdz parents September 2020. Transfer of billing responsibility

  • Unlock code: CUL422642405967We
  • 323.230.0313
  • IMEI number:354450063046469
  • ICCID / SIM number:89014104278709246716
  • 646.515.8520
  • IMEI number:354957071111697
  • ICCID / SIM number:89014104277556445694

New Account September 2020